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Overdraft Protection

We Can Cover Your “Oops” Moments

No need to hide when you overdraw from your account. With optional Overdraft Protection(1), your account may be protected when you're a little short on cash.

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Get up to $100 of Overdraft Protection*


Qualifying recurring direct deposit of at least $250 per deposit (at least once every 35 days).

Get up to $300 of Overdraft Protection*


Qualifying recurring direct deposit of at least $500 or more per deposit (at least once every 35 days).

*See the Optional Overdraft Protection Program Notice for all eligibility requirements.

How do I qualify for Overdraft Protection?

Once you've enrolled for Overdraft Protection, your coverage will kick in after your first qualifying deposit. Account must be in good standing. See Overdraft Protection Terms and Conditions for terms and conditions for eligibility.

What is a qualifying deposit?

We have two levels of Overdraft Protection that are based off your recurring direct deposits (at least once every 35 days).

How much does Overdraft Protection cost?

No fee to enroll! There will be a fee of $15 each time an overdraft is paid on your account to cover overdraft amounts.
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Issuer Statement: Banking services provided by Republic Bank of Chicago, Member FDIC. The Revolve Finance Visa® Debit Card is issued by Republic Bank of Chicago pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You will be asked to provide documentation as proof of identification.

(1)Overdraft Protection is an optional service requiring accountholder activation and eligibility requirements. A fee of $15 applies to each overdraft we pay and may be imposed covering overdrafts created by recurring or one time debit card transactions. We reserve the right to require immediate payment of each overdraft and overdraft fee. We pay overdrafts at our discretion and do not guarantee that we will always authorize and pay any type of transaction. Learn more about Overdraft Protection here.

(2)Ingo Money is a third party service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. All checks are subject to approval for funding in Ingo Money’s sole discretion and unapproved checks will not be funded to your account. Fees and other limitations apply. Please review the terms and conditions of service for details.

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