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Ennoble Finance, LLC Privacy Policy Notice

What does Ennoble Finance, LLC D/B/A Revolve Finance do with your personal information?

REV 12/2018

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

Social Security Number and account balances

Overdraft history

Transaction history and account information

When you are no longer our customer, we continue to share your information as described in this notice.

Please note: If you are a new customer, we can begin sharing your information 30 days from the date you complete your first transaction.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Ennoble Finance, LLC D/B/A Revolve Finance (hereinafter "Revolve Finance") chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Revolve Finance share?

Can you limit this sharing?

For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes - information about your transactions and experiences Yes No
For our affiliates' everyday business purposes - information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For non-affiliates to market to you Yes Yes

Questions? Call 1-855-587-7858 or visit www.revolvefinance.com

Who We Are

Who is providing this notice?

You are receiving this notice from Revolve Finance. Revolve Finance provides services for the purpose of establishing, maintaining, and managing your electronic demand deposit account at Republic Bank of Chicago ("Account").

What We Do

How does Revolve Finance protect my personal information?

To protect your personal information from unauthorized access and use, we take reasonable precautions and use security measures that comply with federal law. As examples, these measures include computer safeguards and secured files and buildings. We use encryption software to protect the security of your personal information during transmission of such information through our website (for example, the information you provide when submitting an application for your Account). Additionally, we educate all employees about the importance of confidentiality and customer privacy.

How does Revolve Finance collect my personal information?

We collect your personal information, for example, when you:

Open an account or deposit money

Pay your bills

Use your debit card

We collect personal information on individuals only as allowed by law. We limit the collection of personal information to what is relevant and necessary to accomplish a lawful purpose. We collect your personal information from others, such as credit bureaus, affiliates, other companies and information provided by you, including information we collect when you visit our website, transaction information, and information we collect about you from third-party sources.

We do not collect home, business or email addresses, or account information from persons who simply browse our internet website. The information we do automatically collect includes the domain name or Internet Protocol address that relates to the machine or device used to access our website, the type of browser and operating system used, the date and time when the website is visited, device ID if you are on a mobile device, and web pages displayed.

Like many websites, our website uses “session cookies” and “persistent cookie” technology. Persistent cookies are small text files that our website places within your browser so that it can remember you when you show up again later – like cookie crumbs. None of these cookies store any of your personal information. We use persistent cookies to enhance your experience on our website while also protecting your privacy, as well as enhancing the functionality and performance of our website, and for analytical purposes. On our website, temporary cookies, also called session cookies, may be placed within your browser and expire as soon as you exit our website. Typically, session cookies are used to facilitate interactions between you and the fields in forms on our website.

Managing cookie preferences differs from browser to browser. Please refer to your web browser for further information. If you would like to disable cookies from www.revolvefinance.com, please use the help function in your web browser to restrict cookies from our website.

We use Google Analytics to see how visitors are using revolvefinance.com. Google Analytics reports traffic patterns anonymously. We may collect non identifying information, such as the type of browser and browser version you are using to access our website, the day and time you access our website, the referring website that linked you directly to our website (if you arrived at our website by clicking a link on another website), and limited geographic information. No personally identifiable information is collected for this purpose.

We partner with companies that deliver ads for financial products and services on sites that you visit on the web. In order to provide you with a more appropriate online experience, some of our ads that you may see are based on your previous online activity on our website and other websites. Information about your online activities, combined with other information, may be used to select an ad for a product or service that better matches your interests – which is called online behavioral advertising ("OBA") or interest-based advertising.

You can opt out from receiving ads based on your online behavior by visiting the Digital Advertising Alliance (DAA) opt-out page at http://www.aboutads.info/choices/. If you elect to opt out of OBA, you will still see ads but they may not be as pertinent to you. Please keep in mind that opting out is cookie-based and will only affect the specific computer and browser on which the opt-out cookie is applied. If you delete your browser cookies, or if you use a different computer or a different browser and want to continue to be opted out of OBA, you will need to opt out again. Revolve Finance does not currently have the capability to recognize "Do Not Track" signals or mechanisms from different web browsers.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

Sharing for affiliates' everyday business purposes - information about your credit worthiness

Affiliates from using your information to market to you

Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

To limit our sharing click here to access our opt-out mail-in form.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. Revolve Finance shares with our Affiliates so they can market to you.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. Revolve Finance may share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you. Revolve Finance may enter into formal joint marketing agreements with others from time-to-time.

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Customers

We will not share personal information with non-affiliates either for them to market to you or for joint marketing - without your authorization, unless required by law or regulation.

For California Customers

We will not share personal information with non-affiliates either for them to market to you or for joint marketing - without your authorization, unless required by law or regulation. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi and New Jersey Customers

We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing - without your authorization, unless required by law or regulation.

For Vermont Customers

We will not share personal information with non-affiliates either for them to market to you or for joint marketing without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization, unless required by law or regulation.

To view Republic Bank of Chicago's Privacy Policy, click here.

This Privacy Policy reflects current business practices and is subject to change without notice. Revolve Finance reserves the right, in its sole discretion, to modify, add, revise or delete provisions of the Privacy Policy at any time. The effective date of any change will be posted at the beginning of the Privacy Policy. We encourage you to visit www.revolvefinance.com regularly so that you remain aware of the terms and conditions and how the Privacy Policy may affect you.